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Credit Cards

Smarter Spending Options with Your Best Interest in Mind.


Don't settle for second-rate service from a major credit card issuer. Choose a card with competitive rates, flexible features, and excellent customer service from State Bank. We offer a range of card options for individuals and businesses alike. See how we can help maximize your purchasing power.

To report a lost or stolen card, please call 417-882-1400 during normal business hours or (866) 522-8855 after hours. 
Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
 
No matter which card you choose, you'll enjoy important features like:

• Convenient and flexible purchasing power. Accepted at millions of locations worldwide.
• Mobile Purchasing capability for added convenience.
• Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
• Cardmember Service available 24 hours a day/365 days per year.
• Plus much more!
 
 
The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services
promptly of any unauthorized use. Certain conditions and limitations may apply
Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

No matter which card you choose, your business will benefit from important features like:

• Free online expense reporting tools.
• No fee for additional employee cards.
• Mobile payment capability for added convenience.
• Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
• Cardmember Service available 24 hours a day/365 days per year. 

 
The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.
 
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services
promptly of any unauthorized use. Certain conditions and limitations may apply












Great Personal Loans at a Great Rate.

Whether you are looking to pay off bills, consolidate debt or make a big purchase, see how our personal loan options can work for you.

Personal Loans